:root{--p:#2A6BD6;--pd:#1F54AC;--ps:#EAF2FC;--n:#0F2447;--n2:#16315F;--ink:#1B2740;--mut:#55627A;--line:#DDE6F2;--field:#C9D8EE;--ok:#16A36A;
 --fd:'Montserrat',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;--fb:'Open Sans',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
 --ui:cubic-bezier(.33,1,.68,1);--crisp:cubic-bezier(.2,.8,.2,1);--spring:cubic-bezier(.32,.72,0,1)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:100px}
body{margin:0;color:var(--ink);font:18px/1.6 var(--fb);background:#fff;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;height:auto}
h1,h2,h3,h4{font-family:var(--fd);color:var(--n);margin:0;text-wrap:balance}
.wrap{max-width:1200px;margin:0 auto;padding:0 28px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
/* nav (copilot) */
.nav{position:sticky;top:16px;z-index:40;margin:16px auto 0;max-width:1180px;padding:0 16px}
.nav-in{display:flex;align-items:center;gap:40px;padding:12px 12px 12px 26px;border-radius:5px;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);box-shadow:0 0 0 1px rgba(15,36,71,.06),0 18px 40px -22px rgba(15,36,71,.35)}
.nav .logo{flex:none;display:block;line-height:0}
.nav .logo img{height:34px;width:auto;display:block}
.nav-links{display:flex;gap:36px;list-style:none;margin:0;padding:0}
.nav-links a{color:var(--n2);text-decoration:none;font:600 15.5px var(--fd);position:relative;padding:6px 0;white-space:nowrap}
.nav-links a:after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--p);transform:scaleX(0);transform-origin:left;transition:transform .25s var(--crisp)}
.nav-links a:hover:after{transform:scaleX(1)}
.nav-r{display:flex;align-items:center;gap:22px;margin-left:auto}
.nav .tel{display:flex;align-items:center;gap:8px;text-decoration:none;color:var(--n);font:800 16px var(--fd);white-space:nowrap}
.nav .tel svg{color:var(--p)}
/* buttons (copilot, with its late overrides) */
.btn{white-space:nowrap;display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:5px;padding:16px 26px;text-decoration:none;font:700 15px var(--fd);text-transform:uppercase;letter-spacing:.03em;border:0;cursor:pointer;transition:background .3s,box-shadow .3s,transform .5s,color .3s}
.btn .ic{display:flex}
.btn-p{background:var(--p);color:#fff;box-shadow:0 10px 40px -10px rgba(42,107,214,.5)}
.btn-p:hover{background:#1F54AC;box-shadow:0 10px 40px -10px rgba(42,107,214,.7)}
.btn-p:active,.btn-p:focus-visible{background:#19448E;transform:translateY(1px)}
.btn-g{background:#fff;color:var(--n);border:1px solid #DDE6F2;box-shadow:0 10px 40px -10px rgba(15,36,71,.2)}
.btn-g:hover{background:#F6F8FC}
.btn-g .ic{color:var(--p)}
.btn-sm{font-size:14px;padding:13px 18px;border-radius:5px}
.btn-lg{font-size:18px;padding:18px 64px;letter-spacing:.04em}
.iq{text-align:left}
.ctas{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
/* hero, all white */
.hero{position:relative;margin-top:-96px;padding:178px 0 34px;text-align:center;background:#fff}
.hero .wrap{position:relative;z-index:1}
.hero.woman{background:#fff url(img/concierge-hero-bg.webp) right 30%/cover no-repeat;overflow:hidden}
.hero.woman:before{content:"";position:absolute;inset:0;pointer-events:none;background:linear-gradient(90deg,rgba(255,255,255,.9) 0%,rgba(255,255,255,.95) 25%,rgba(255,255,255,.95) 58%,rgba(255,255,255,.74) 76%,rgba(255,255,255,.58) 100%),linear-gradient(180deg,rgba(255,255,255,0) 66%,#fff 100%)}
.hero.woman:after,.hero.glow:after{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(900px 420px at 50% 10%,rgba(42,107,214,.14),transparent 70%)}
.hero .btn{border-radius:16px}
.hero .ctas .btn{min-height:78px;padding:0 34px;font-size:17px}
#iq .btn-lg{border-radius:16px;min-height:78px}
.hero h1{font-size:clamp(44px,4.9vw,70px);font-weight:800;line-height:1.05;letter-spacing:-.022em;margin:0 auto 22px;max-width:1120px}
.hero h1 span{color:#2A6BD6;white-space:nowrap}
.hero .sub{font-size:21px;color:#2c3a57;max-width:760px;margin:0 auto 32px}
/* review chip */
.proof{display:inline-flex;align-items:center;gap:28px;margin:30px auto 0;background:#fff;border-radius:5px;padding:12px 26px;box-shadow:0 0 0 1px rgba(15,36,71,.07),0 18px 36px -26px rgba(15,36,71,.45);text-align:left}
.pf{display:flex;align-items:center;gap:12px;text-decoration:none;color:inherit}
.pf .mk{width:32px;height:32px;flex:none;display:flex;align-items:center;justify-content:center}
.pf .mk svg{width:30px;height:30px}
.pf b{display:flex;align-items:center;gap:8px;font:800 17px/1.2 var(--fd);color:var(--n);white-space:nowrap}
.pf b .st{color:#2A6BD6;letter-spacing:1.5px;font-size:15px}
.pf b+span{display:block;font-size:13.5px;color:var(--mut);white-space:nowrap}
.pf-div{width:1px;height:34px;background:var(--line)}
/* carriers, in color */
.hcar{max-width:1120px;margin:96px auto 0}
.hcar-l{margin:0 0 12px;font:700 12.5px var(--fd);letter-spacing:.14em;text-transform:uppercase;color:#7F8AA0}
.marq{overflow:hidden;padding:6px 0 14px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent)}
.marq-track{display:flex;gap:14px;width:max-content;padding-right:14px;animation:carrierRun var(--mdur,40s) linear infinite}
@media (hover:hover) and (pointer:fine){.marq:hover .marq-track{animation-play-state:paused}}
@keyframes carrierRun{to{transform:translate3d(-50%,0,0)}}
.logo-plate{flex:none;width:168px;height:70px;background:#fff;border-radius:5px;display:flex;align-items:center;justify-content:center;box-shadow:0 0 0 1px rgba(15,36,71,.06),0 10px 22px -16px rgba(15,36,71,.4)}
.logo-plate img{width:auto;max-width:136px;display:block}
/* trust block (copilot #trust) */
.band{padding:84px 0 110px}
.band.white{background:#fff}
.head{text-align:center;max-width:860px;margin:0 auto}
.head h2{font-size:clamp(30px,3.1vw,44px);line-height:1.22;font-weight:800;letter-spacing:-.018em}
.head h2 span{color:#2A6BD6}
.head p{font-size:19px;line-height:1.55;color:#4B5366;margin:14px auto 0;max-width:680px}
.trust3{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;max-width:1040px;margin:52px auto 0;text-align:center}
.trust3 .mark{height:56px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;border-radius:5px}
.trust3 .mark img{height:56px;width:auto;display:block}
.trust3 .mark svg{width:56px;height:56px}
.trust3 h3{font-size:21px;font-weight:800;margin-bottom:8px}
.trust3 .t-st{height:22px;display:flex;align-items:center;justify-content:center;gap:3px;margin:0 0 10px;color:#2A6BD6}
.trust3 .t-st svg{width:20px;height:20px}
.trust3 .t-bbb{font:800 14px var(--fd);letter-spacing:.02em}
.trust3 p{margin:0 auto 12px;max-width:300px;color:#5a6478;font-size:16px;line-height:1.55}
.trust3 a{font:700 15px var(--fd);color:#2A6BD6;text-decoration:none;display:inline-flex;align-items:center;gap:6px;min-height:44px}
.trust3 a:hover{text-decoration:underline}
/* submit types */
.sub-form{max-width:980px;margin:0 auto}
.qbar{display:flex;gap:10px;justify-content:center;align-items:stretch}
.qbar .btn{min-height:56px}
.fi{position:relative;flex:1 1 0;min-width:0;display:block}
.fi.zip{flex:0 1 250px}
.card .fi.zip,.rowa .fi,.rowb .fi{flex:1 1 0}
.fi svg{position:absolute;left:22px;top:50%;transform:translateY(-50%);color:var(--p);pointer-events:none}
.qi{display:block;width:100%;height:78px;border-radius:16px;border:2px solid transparent;background:#fff;padding:0 22px 0 58px;font:600 19px var(--fb);color:var(--n);outline:none;
 box-shadow:0 0 0 1px rgba(15,36,71,.08),0 22px 50px -24px rgba(15,36,71,.45);transition:box-shadow .2s,border-color .2s}
.qi::placeholder{color:#7D889C;font-weight:400}
.qi:hover{box-shadow:0 0 0 1px rgba(42,107,214,.3),0 26px 56px -24px rgba(15,36,71,.5)}
.qi:focus{border-color:var(--p);box-shadow:0 0 0 6px rgba(42,107,214,.14),0 26px 56px -24px rgba(15,36,71,.5)}
.qi.bad{border-color:#D64545;box-shadow:0 0 0 6px rgba(214,69,69,.12),0 22px 50px -24px rgba(15,36,71,.45)}
.qbar{gap:14px}
.qbar .btn,.rowb .btn,.row1 .btn{min-height:78px;padding:0 30px}
.one .fi{flex:0 1 420px}
#iq input{height:78px;min-height:78px;border-radius:16px;border:2px solid transparent;font:600 19px var(--fb);color:var(--n);box-shadow:0 0 0 1px rgba(15,36,71,.08),0 22px 50px -24px rgba(15,36,71,.45)}
#iq input:focus{border-color:var(--p);box-shadow:0 0 0 6px rgba(42,107,214,.14),0 26px 56px -24px rgba(15,36,71,.5)}
#iq .iq-adorn span{left:20px;font-size:19px}#iq .iq-adorn input{padding-left:38px}
.consent{display:flex;gap:10px;align-items:flex-start;justify-content:center;max-width:720px;margin:14px auto 0;font-size:12.5px;line-height:1.5;color:var(--mut);text-align:left}
.consent input{flex:none;width:18px;height:18px;margin-top:1px;accent-color:var(--p)}
.consent.bad{color:#B23A3A}
.fnote{display:flex;align-items:center;justify-content:center;gap:7px;font-size:14px;color:var(--mut);margin-top:12px}
.fnote svg{color:var(--ok)}
.card{background:#fff;border:1px solid #D5E3F7;border-radius:5px;box-shadow:0 24px 60px -30px rgba(15,36,71,.35);padding:30px 32px;text-align:left}
.lab{display:block;font:800 12px var(--fd);letter-spacing:.06em;text-transform:uppercase;color:#4b5a70;margin-bottom:7px}
.g4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.g4 .qi,.card .qi{width:100%}
.row1{display:grid;grid-template-columns:1fr 1.3fr 1.2fr auto;gap:12px;align-items:end}
.rowa{display:grid;grid-template-columns:1fr 1.3fr 1.2fr;gap:12px}
.rowb{display:grid;grid-template-columns:.8fr 1.3fr 1fr auto;gap:12px;align-items:end;margin-top:12px}
.rowb .btn{min-height:56px}
.qbar.row2{margin-top:10px}
.qbar .qi{min-width:0}
.row1 .btn{min-height:56px}
.cardfoot{display:flex;align-items:center;gap:18px;margin-top:20px;font-size:14.5px;color:var(--mut)}
.prods{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;max-width:780px;margin:0 auto}
.prod{background:#fff;border:2px solid var(--line);border-radius:5px;padding:16px 10px 14px;cursor:pointer;font:800 16px var(--fd);color:var(--n);display:flex;flex-direction:column;align-items:center;gap:8px;transition:border-color .2s,box-shadow .2s,transform .2s var(--ui)}
.prod img{width:64px;height:64px;object-fit:contain}
.prod:hover{border-color:#9DBBEA;transform:translateY(-2px)}
.prod[aria-pressed=true]{border-color:var(--p);background:var(--ps);box-shadow:0 10px 30px -18px rgba(42,107,214,.8)}
.ask{font:800 20px var(--fd);color:var(--n);margin:0 0 16px}
.prog{display:flex;align-items:center;gap:12px;margin-bottom:20px;font:700 12px var(--fd);color:var(--mut);letter-spacing:.06em;text-transform:uppercase}
.prog .bar{flex:1;height:8px;border-radius:4px;background:#E3ECF8;overflow:hidden}
.prog .bar i{display:block;height:100%;width:var(--w,33%);background:var(--p);border-radius:4px;transition:width .45s var(--crisp)}
.chips{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.chip{min-height:54px;border:2px solid var(--field);background:#fff;border-radius:5px;font:700 16px var(--fd);color:var(--n);cursor:pointer}
.chip[aria-pressed=true]{border-color:var(--p);background:var(--ps);color:var(--pd)}
.chips.bad .chip{border-color:#E7A3A3}
.step{display:none}.step.on{display:block}
.back{background:none;border:0;color:var(--mut);font:700 14px var(--fd);cursor:pointer;padding:10px 4px;margin-top:6px}
.done{display:none;max-width:560px;margin:0 auto;background:#fff;border:1px solid #D5E3F7;border-radius:5px;box-shadow:0 24px 60px -30px rgba(15,36,71,.35);padding:26px}
.done .okc{width:56px;height:56px;border-radius:5px;background:#E7F7EF;color:var(--ok);display:grid;place-items:center;margin:0 auto 12px}
.done h3{font-size:23px}
.done p{color:var(--mut);margin:8px 0 0;font-size:16px}
form.sent .fbody{display:none}
form.sent .done{display:block}
@media (max-width:1180px){.nav-in{gap:26px}.nav-links{gap:24px}}
@media (max-width:1100px){.nav-links{display:none}}
@media (min-width:761px) and (max-width:1100px){.nav .btn-sm{display:none}}
@media (max-width:860px){.row1,.rowa,.rowb{grid-template-columns:1fr}.g4{grid-template-columns:1fr 1fr}.trust3{grid-template-columns:1fr;gap:44px}}
@media (max-width:760px){
 .wrap{padding:0 18px}
 .nav{top:10px;margin-top:10px;padding:0 10px}.nav-in{padding:8px 8px 8px 14px;gap:10px;background:#fff}.nav-r{gap:8px}.nav .logo img{height:27px}
 .nav .tel>span{display:none}.nav .tel{width:42px;height:42px;justify-content:center;border:1px solid var(--line);border-radius:5px;background:#fff}.nav .btn-sm{display:none}
 .hero{padding:128px 0 26px}
 .hero.woman{background-position:78% 30%}
 .hero.woman:before{background:linear-gradient(180deg,rgba(255,255,255,.9),rgba(255,255,255,.94) 70%,#fff)}
 .hero .ctas .btn{min-height:66px}
 .hero h1{font-size:30px;letter-spacing:-.02em}.hero .sub{font-size:18px}
 .ctas{flex-direction:column}.ctas .btn{width:100%}
 .proof{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 18px;padding:12px 14px}.pf b{font-size:15px}.pf b+span{font-size:12.5px}.pf-div{display:none}
 .hcar{margin-top:48px}.logo-plate{width:136px;height:58px}.logo-plate img{transform:scale(.8)}
 .qbar{flex-direction:column}.qbar .btn{width:100%}.fi,.fi.zip,.one .fi{flex:1 1 auto}.qi,#iq input{height:66px;min-height:66px;font-size:18px}.qbar .btn,.rowb .btn{min-height:66px}
 .card{padding:22px}
 .g4{grid-template-columns:1fr}
 .prods{grid-template-columns:1fr 1fr}
 .band{padding:56px 0 80px}
 .btn-lg{padding:18px 20px;font-size:16px;width:100%}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}